Health Insurance

Four great reasons to use an independent Insurance agent

They work for you An agent represents you, not the insurance company. In fact, they are licensed by their state and legally bound to represent your interests. Not the insurance company’s, and not their own. There’s no cost to you An independent insurance agent … Continue reading

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Health access, insurance improvements seen for LGBT community

By Dan Cook The discrimination faced by the LGBT community has been well documented. Now, a study that pulls together data from a variety of sources indicates that some of the obstacles faced by LGBT individuals — at least when … Continue reading

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How Insurance Reform Will Affect Consumers

More than half of the U.S. population receives health insurance through their employment, while some 50 million people, or one third the remaining population has no health insurance at all.  The rest either purchase their own private insurance or are … Continue reading

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What is AG38?

Southerland & Associates, located in Austin, TX is more than just an insurance company. We are dedicated to educating our clients so they can make an informed decision on their financial future. As you can see, we are a firm … Continue reading

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Market Changes in Long Term Care

Recently, some long term care (LTC) insurers have announced several changes to product pricing and benefit options, including higher premiums and removal of popular options such as lifetime benefit coverage and 10-pay premium options. The primary reason: a sustained low-interest … Continue reading

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